Chairman's Message

Dear Esteemed Share Members,

Our institution, which began its journey with a small amount of capital and limited resources, has now completed 17 years and achieved significant milestones. With the continued trust, participation, support, and contributions of our share members, the institution has successfully built a capital base of approximately NPR 2.25 billion. This achievement is not merely the result of the institution’s financial growth; it is the outcome of the trust, hard work, dedication, and collective unity of thousands of share members.

The institution was established with the objective of consolidating scattered small savings into collective capital, mobilizing resources at the local level, utilizing local skills and opportunities, and bringing positive changes to the economic and social lives of its members. Over the past 17 years, the continuous support and cooperation of share members, the Board of Directors, various committees and subcommittees, employees, and well-wishers have played a vital role in bringing the institution to its present position. On this occasion, we express our heartfelt gratitude to everyone.

In our view, share members are the true owners of the institution. Therefore, our policies, plans, and programs have always been developed with the interests and needs of our members at the center. Protecting members’ savings and investments, providing quality financial services, promoting economic empowerment, and ensuring member satisfaction are our primary responsibilities. We remain committed to fostering a work culture based on respect, cooperation, transparency, and accountability.

In view of the changing economic environment, rapid technological advancement, expansion of digital financial services, and the evolving expectations of our members, the institution must also continue to transform in line with the times. Today, it is essential to move beyond the traditional role of a cooperative as merely an institution for collecting savings and disbursing loans, and establish it as an effective means of enhancing members’ financial capacity, promoting entrepreneurship, creating employment, and developing local production and businesses.

In this context, our priorities in the coming days will include mobilizing members’ small savings safely and effectively, expanding investment in productive sectors, prioritizing projects based on agriculture, trade, business, industry, and entrepreneurship, encouraging youth and women entrepreneurship, and contributing to income generation and employment creation among our members.

Financial discipline, good governance, transparency, effective risk management, loan recovery, control of non-performing loans, and full compliance with regulatory provisions are essential for the sustainable development of the institution. Furthermore, we will continue to make the institution safer, stronger, more competitive, and member-oriented through the maximum use of modern technology, expansion of digital services, enhancement of financial literacy, and delivery of quality member services.

Just as we have successfully built substantial capital by consolidating small savings in the past, our primary responsibility now is to connect this capital with production, employment, entrepreneurship, and economic prosperity. The institution will move forward with the goal of bringing meaningful improvements to the economic living standards of its members and contributing to economic and social transformation by mobilizing local resources and opportunities.

Finally, we extend our heartfelt gratitude to all our esteemed share members for their continued trust, support, cooperation, and contributions from the establishment of the institution to the present day. We reaffirm our commitment to continuing this journey with the same trust, unity, mutual cooperation, integrity, and collective dedication, and to establishing the institution as an even stronger, more capable, technology-friendly, transparent, secure, and member-oriented cooperative institution.

Long Live Suryadarshan!

Long Live the Cooperative Movement!

Thank You.